Click here to continue on to
Remote Deposit

Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value.

Savings and Investments

No matter what your goals for saving or investing, compare our FDIC insured options. Regardless of how you save or invest your money, we can work with you to match your savings goals. Contact us today to open your BankVista Savings Account.

Save smart.

Grow your savings balance even more quickly with regular, automatic transfers from a personal checking account. Contact us to set up regularly scheduled transfers that fit your budget.

Account Type	Min. to open	Min. Bal. Requirement	Monthly Service Fees	Additional Account Information
Basic Savings A basic savings account for moderate savers. No fee for individuals under age 19	$ 200.00 ($50.00 to open if under age 19)	$200.00	None, when you keep an average balance for the month above $200. If the average balance falls below $200, the monthly fee is $3.00.	Earns a variable rate of interest¹ Interest compounded and paid monthly Quarterly statement
*Money Market Savings* A liquid savings account with tiered rates to meet all your savings needs.	$1000.00	$1000.00	None, when you keep a minimum daily balance of $1000. If the balance falls below $1000, the monthly fee is $10.00.	Earns a variable rate of interest¹ Interest compounded and paid monthly Monthly statement Tiered rates of interest
*Investor* *Savings* A liquid savings account with premium tiers to reward your larger balances	$10,000.00	$10,000.00	None, when you keep a minimum daily balance of $10,000. If the balance falls below $10,000, the monthly fee is $10.00.	Earns a variable rate of interest¹ Interest compounded and paid monthly Monthly statement Up to 6 third party withdrawals and 3 withdrawals via check³ Tiered rates of interest
*IRA Money Market Savings* A convenient way to build balances for your retirement	$250.00 $25.00 monthly direct deposit to qualify (available for consumer accounts only)	None	None	Earns a variable rate of interest¹ Interest compounded and paid monthly Quarterly statement Tiered rates of interest
*Certificates of Deposit and IRAs* Choose from a variety of term options to meet your savings goals.			Minimum investment: $1000	Interest penalty if you withdraw your money before your certificate maturity date. Additional penalties may apply for early withdrawal from IRAs.

¹Daily balance method applies a daily periodic rate to the principal in the account each day.
²Average daily balance applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
³Check return available for $5.00/month on all BankVista savings accounts

Residential Mortgage

Call LouAnn Peterson at 320.257.1973 or
Tom Templin at 320.257.1974 For a new mortgage or to refinance.

Consumer Information

Other Sources of helpful Information:
Federal Reserve Bank – Boston
Retailers Protection Association (RPA) - Minnesota